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Announcing applications for 2017 CommonCents partners

SAN FRANCISCO, CA Oct 7, 2016 —Common Cents Lab is pleased to announce that it is accepting applications for new partners for 2017.   Common Cents, supported by MetLife Foundation, is a financial research lab at Duke University that creates and tests interventions to help low-to-moderate income households increase their financial well-being. Common Cents leverages…

Financial Education: Take the Common Cents behavioral audit to diagnosis your program

By: Wendy De La Rosa & Common Cents Lab (Jump to the BEHAVIORAL AUDIT) The current investment in financial education In the United States, investments in financial education programs have been steadily increasing over the last decade.  According to a recent study by the Consumer Financial Protection Bureau,  governments, nonprofit organizations, and financial institutions, spend approximately…

How We Got Here; Infographic

We launched a survey aimed at understanding financial well being across the nation. Check out this infographic about what we found and learn how The Common Cents Lab came to be!

Managing the Month on Food Stamps

Managing the Month on Food Stamps The State of Food Stamps Now What is SNAP? The Supplemental Nutrition Assistance Program (SNAP), formerly known as the Food Stamp Program, is the United States’ federally-funded food assistance program for low-income individuals and families. The United States Department of Agriculture (USDA) sets the national guidelines governing SNAP, but…

How to Increase Retirement Savings

How to Increase Retirement Savings: Key Insights from Behavioral Economics -By Brad Swain, Common Cents Lab Duke University The United States is currently under ongoing shift from predictable benefit pension plans to defined contribution plans. Unlike predictable, often mandatory, pension plans, defined contribution plans are often complicated to set up, vary substantially in their design, and must be opted…

Are We Eating Our Dreams?

Would you like to spend less money eating out and more money seeing the world?  Maybe a trip to a tropical beach or weekend getaway with friends or family?  If you’re like most people, the answer is Yes!  Exactly how much of a yes, though, may have a lot to do with your age. In…

“On-Demand” Work Woes

By Wendy De La Rosa, Kristen Berman and Dan Ariely – Common Cents Lab, Duke University As the middle class shrinks and real wages have been steadily decreasing, the economic lives of low- and middle-income families in the United States have been getting more precarious and difficult. The Economic Policy Institute reported that real wages for…

Translating Good Intentions Into Actions

By Kristen Berman, Wendy De La Rosa and Dan Ariely – Common Cents Lab, Duke University According to recent research, 57 percent of American adults say they are struggling financially. Considering how powerfully financial well-being—or lack thereof—affects every other area of a person’s life, reducing this percentage should be an urgent priority. To put the…

Now Accepting Applications for the CAH Startup Lab

Now Accepting Applications for the CAH Startup Lab Dan Ariely’s Center for Advanced Hindsight at Duke is now accepting applications for its second cohort of the Startup Lab, which begins October 2016. Health and Finance startups with a keen interest in applying behavioral insights to their products and exploring original research opportunities in collaboration with…