2020 Partnership

Our partners strive to solve some of the most difficult financial problems Americans face with their finances:


Common Cents partners with organizations including fintech companies, banks, credit unions, and non-profits, to test behavior-based interventions aimed at increasing the financial well-being of low- to moderate- income people living in the United States.


Urban FT is a mission-driven organization focused on helping financial institutions deliver exceptional customer-driven digital experiences by providing the industry’s first and most capable FinTech Core. Our FinTech Core helps financial institutions overcome the challenges associated with the increasingly fragmented banking, payments, and FinTech ecosystem.


Branch is the only challenger bank that partners with employers to help Americans grow financially. Employers turn to Branch to reduce the costs of paper checks and paycards by offering Branch as a free financial wellness benefit and banking alternative. Employees that sign up with Branch can receive a zero-fee bank account, free instant access to earned wages, tips, and mileage, and auto-budgeting tools to help them manage their cash flow between paychecks. Branch has partnered with some of the nation’s largest employers and is adding new employers daily in retail, restaurant, logistics, manufacturing, and healthcare.


Varo Money, Inc. ("Varo") is banking built for the way people live today, offering people a way to stretch, manage, and gain more control of their money with features like early payday, no-fee overdraft protection, instant peer payments, and has no monthly fees. Varo is the only fintech company to be approved for FDIC insurance and granted preapproval for a national bank charter by the Office of the Comptroller of the Currency (OCC)


Pillar is a personal finance startup that helps people get out of student loan debt faster and save money. By doing the hard work of managing people's student loans for them, we're helping millions of Americans keep more of their hard-earned dollars, get out of debt faster, and achieve their financial goals.


MX puts a user’s data on center stage, molding it into a cohesive, intelligible, and interactive visualization. As a result, users engage more often and more deeply with financial institutions’ digital banking products.


Money Management International is changing the way people overcome life’s toughest challenges. Whether it’s repaying credit card debt, buying a home, or even recovering from a natural disaster, our solutions are designed to create, restore, and maintain a life of financial wellness.


LendingClub was founded to transform the banking system to make credit more affordable and investing more rewarding. Today, LendingClub's online credit marketplace connects borrowers and investors to deliver more efficient and affordable access to credit. Through its technology platform, LendingClub is able to create cost efficiencies and passes those savings onto borrowers in the form of lower rates and to investors in the form of risk-adjusted returns. LendingClub is based in San Francisco, California. All loans are made by federally regulated issuing bank partners.


Greenlight is a debit card for kids that parents manage by app using flexible parental controls. Patent-pending technology enables parents to choose the exact stores where their children can spend, manage chores, set parent-paid interest rates on savings and more. Kids monitor balances, create saving goals and learn to make real world trade-off decisions.


Canary offers a grant fund platform through which employees can access funds when they need them to cope with a financial hardship. As an “impact first” organization, Canary leverages behavioral design and impact measurement to drive its innovative program design and user experience. We strive to lift up the field of employee relief funds, advance workplace financial health solutions generally, and contribute to the evolution of the 21st century social safety net.


Alight Solutions is a leading provider of integrated benefits, payroll and cloud solutions. With more than 15,000 professionals across 29 countries, Alight provides leading-edge benefits administration and ERP technology and services to more than 3,250 clients including 50% of the Fortune 500.



A financial cooperative serving 300,000 member-owners, Virginia Credit Union offers a variety of affordable banking services, loans, mortgages, and free financial education resources, with a focus on helping people be more confident with their finances. Virginia Credit Union is an equal housing opportunity lender and is federally insured by NCUA.


Patelco Credit Union is a member owned, not-for-profit credit union committed to serving the financial health and well-being of its membership. With more than 370,000 members primarily in and around Northern California, Patelco is committed to improving their members’ financial well-being by always looking for ways to save them money. Patelco offers some of the best rates in the nation with low-to-no fees. They’ve saved their members over $1 million dollars in fees over the last four years.


SchoolsFirst Federal Credit Union, the largest credit union in the country focused on serving school employees and their families, is dedicated to provide Members with World-Class Personal Service and financial security. SchoolsFirst FCU was founded in 1934, when 126 school employees pooled $1,200 and established a cooperative financial institution to help improve each other's lives. Today the Credit Union serves more than 1.1 million Members with a full range of financial products and services to serve their unique needs — from savings and loans to investment, retirement and insurance products. SchoolsFirst FCU has more than $19 billion in assets and is the largest credit union in California, and the fifth largest nationwide.


Park Community was established in 1965 to serve the employees of General Electric’s Appliance Park in Louisville, Kentucky. While the members we are able to serve have changed over the years, our mission to provide exceptional service and a full range of financial products has not. Our philosophy continues to focus on the credit union motto of “people helping people” as we STRIVE (Serve you, Thank you, Respect you, Inform you, Value your time, Exceed your expectations) to be a full-service financial institution where it’s always your life, your money, and your way.


At Civic, we’re focused on something big: we don’t just want to make banking more equitable, we want to transform the lives of the people who bank with us. We want to change how society thinks about money; how they manage their money, how they grow their money.



Center for Applied Research in Finance (CARF), a research center associated with Boğaziçi University, was established to conduct academic research on the most suitable financial structures and best practices for Turkey.


BUBA Ventures provides financial and executive management support to start-ups through acceleration programs (BUBA Campus), angel investing, and by developing their own ventures.


Financial Literacy and Inclusion Association (FODER), a not-for-profit organization based in Istanbul that aims to create a better financial ecosystem in Turkey by reducing the unbanked population, increasing savings, and encouraging the inclusion of women and youth.


A platform dedicated to catalyzing impact-driven companies through financing, acceleration and ecosystem building efforts in Latin America.


An academic initiative designed to integrate cognitive and behavioral sciences, focusing on both theoretical research and applied projects for behavior change in Mexico.


An innovation strategy consulting firm based in Mexico City that is focused on business transformation, growing social entrepreneurship, and social impact.