Latest Posts
Does Thinking About Your Spouse Change Your Financial Behavior?
By Wendy De La Rosa and Tuo Yang Take a moment and think about the most important financial decisions you make in your life: buying a house, investing for retirement, or saving for your kids’…
Common Cents Lab, Improve Cash Flow Management, Increase Short- and Long-term Savings / OCTOBER 17 2018
Applying Behavioral Science to Improve Retention Among Financial Coaching Programs
Whether it’s our morning routines or how we relax, a lot of how we behave from one day to the next is out of habit and we don’t give it a lot of thought….
Common Cents Lab / APRIL 10 2018
Asking Pays off – Save Money with Just One Phone Call
Credit card debt is at an all-time high. More than a third of households in the US carrying more than $16,000 in credit debt, with an average APR of 19.49%. If these households paid…
Common Cents Lab, Manage Debt / MARCH 19 2018
Trending topics
Why Do We Waste so Much Food?
Cleaning out my refrigerator this week was not pretty. I found moldy leftovers, celery that had lost its snap, and cucumbers starting to liquify. Not only was it gross, but I felt really guilty…
Best-Laid Plans of Potential Donors: Bridging the Intention-Behavior Gap
If we were to reflect on how much we donated in the past, some of us would admit that we could have given more. At the same time we might claim that we intended…
Twitter-vention: What Behavioral Science Says About Impulse Tweeting
Are you too impulsive for your own good? Do you frequently find yourself angrily tweeting at 2am, posting things you later regret enough to erase? You may want to log out of Twitter and…
Using Social Norms to Increase Donations
Research conducted with: Ting Jiang, Judd B. Kessler, Greg Segal, Dan Ariely If you are like most people, there is a good chance your behavior is based on what you think others are doing….