Latest Posts

The Role of Random in Addressing America’s Savings Problem

  America has a savings problem. The most recent U.S. Financial Health Pulse for 2019 found that 47% of people in America do not have enough savings to cover the recommended three months of…

Common Cents Lab   /   JANUARY 16 2020

Common Cents Lab Opens Applications for 2019 Financial Services Projects

Each year, the Common Cents Lab collaborates with chosen financial services providers to custom design, test, and launch new features and products that aim to increase financial well-being for 1.8 million low- to moderate-income…

Common Cents Lab   /   OCTOBER 29 2018

Does Thinking About Your Spouse Change Your Financial Behavior?

By Wendy De La Rosa and Tuo Yang Take a moment and think about the most important financial decisions you make in your life: buying a house, investing for retirement, or saving for your kids’…

Common Cents Lab, Improve Cash Flow Management, Increase Short- and Long-term Savings   /   OCTOBER 17 2018