Partnership

Our partners strive to solve some of the most difficult financial problems Americans face with their finances:

PARTNER WITH FINANCIAL INSTITUTIONS

Common Cents partners with organizations including fintech companies, banks, credit unions, and non-profits, to test behavior-based interventions aimed at increasing the financial well-being of low- to moderate- income people living in the United States.

FINTECH COMPANIES

Uptrust uses text message court date reminders to reduce low-income failure-to-attend rates by 75%, helping to keep them out of jail.

http://www.uptrust.co/

Pinch is a mobile app using rent payments to help people build a credit history.

https://www.pinchrent.com/

Narmi provides digital banking applications and channels for financial institutions to improve their mobile and online banking experiences.

https://www.narmitech.com/

Lendstreet provides a debt reduction loan to help people get out of debt, rebuild their credit and get a fresh start.

https://www.lendstreet.com

Clarity Money helps users view, analyze, and make smarter decisions about their money via an easy-to-use mobile interface backed by data science and machine learning.

https://claritymoney.com/

NONPROFITS

Vera Institute of Justice is a criminal justice research and policy organization that, among other pressing issues, focuses on bail reform so that people are not deprived of their liberty simply because they cannot afford bail.

https://www.vera.org/

Vouchers for Veggies a program increasing access to and affordability of healthy foods for low-income individuals and families using free vouchers for fruit and vegetables.

http://eatsfvoucher.org/

Earn is a national, award-winning nonprofit, whose mission is to create prosperity for low-income families by helping them save and invest in their futures.

https://www.earn.org/

CREDIT UNIONS

Redstone Federal Credit Union is the largest member-owned financial institution in Alabama and one of the largest federal credit unions in the nation with a philosophy of “People Helping People.”

https://www.redfcu.org/

Michigan’s largest Community Development Financial Institution (CDFI). Through their CDFI certification, Lake Trust is dedicated to finding unique financial solutions that enhance lives and build communities.

https://www.laketrust.org/

STATE AND LOCAL GOVERNMENT PARTNERS

Saint Louis Housing Authority is a high performing public housing authority serving over 9,900 families.

http://www.slha.org/

San Francisco Office of Empowerment is a unique private-public partnership that convenes, innovates and advocates to strengthen the economic security and mobility of low income San Franciscans.

http://sfofe.org/

Keystone Baby Scholars is a new program to seed higher education investments and advance financial empowerment for families.

https://www.pa529.com/

Oregon Saves is a new initiative by the Oregon State Treasury to help Oregonians save for retirement at work.

https://www.oregonsaves.com/