Publications

Publications

Latest Publications

Research Area

Publication Type

Avoiding the Downside of Instapay: Five Behavioral Science-Based Principles to Make Paycheck-on-Demand Benefit Low-Income Users
  • Jul 22 2020
  • Published in: Next Billion
  • Keywords: Common Cents Lab

You just finished an hour of work. You glance at your phone…

Authors
4 Ways to Help Workers Build Emergency Savings, and How Much Is Enough?
  • Jul 14 2020
  • Published in: HR Daily Advisor
  • Keywords: Increase Short-and Long-Term Savings, Common Cents Lab

As employers reevaluate employee benefits following the labor shock of 2020’s COVID-19…

Amanda Utevsky SENIOR BEHAVIORAL RESEARCHER

Budgeting Strategies for Government Stimulus Payments
  • May 26 2020
  • Published in: Fintech Futures
  • Keywords: Money, Common Cents Lab

An estimated 65 million stimulus payments will be made to households over…

Emory Nelms SENIOR BEHAVIORAL RESEARCHER

Why we make better money decisions during a crisis
  • May 20 2020
  • Published in: Fast Company
  • Keywords: Money, Common Cents Lab

Many Americans are conspicuously building up their savings accounts. These healthier financial…

Kristen Berman ALUMNUS

Hoop Dreams
  • Feb 24 2020
  • Published in: PeopleScience
  • Keywords: Big Psychological Questions

It's the biggest rivalry in college basketball – but this year, things…

Allison White BEHAVIORAL RESEARCHER

Podcast 232: Kristen Berman of Common Cents Lab
  • Jan 31 2020
  • Published in: LendAcademy
  • Keywords: Common Cents Lab

The co-founder of Common Cents Lab introduces us to the world of…

Kristen Berman ALUMNUS

A Stanford behavioral strategist on three opportune moments to save money
  • Jan 22 2020
  • Published in: Quartz
  • Keywords: Improve Cash Flow Management, Common Cents Lab

Every now and then, a media story will propose another wild or…

Wendy De La Rosa PRINCIPAL, COMMON CENTS LAB

BankThink Lenders have reason to encourage faster debt payoffs
  • Jan 8 2020
  • Published in: American Banker
  • Keywords: Budget Management, Money

When it comes to financing, not all mutually beneficial decisions are immediately…

Authors
COMMENTARY: Considering an Improved Auto-Loan Calculator
  • Dec 10 2019
  • Published in: SubPrime
  • Keywords: Manage Debt, Common Cents Lab

Recent Federal Reserve data shows that more than 4 million Americans are…

Authors
Should Helicopter Personal Finance Be a Thing?
  • Aug 26 2019
  • Published in: Triple Pundit
  • Keywords: Improve Cash Flow Management, Common Cents Lab

As soon as we can speak, we insist we can do it…

Lindsay Juarez ALUMNUS