We develop tools for people to become masters of their own behavior change.
Common Cents Annual Report 2018
Now that Common Cents Lab has concluded its third year, we are officially past the startup (or lift-off) phase and are, so to speak, ready to add fuel.
Empowerment in Low-Income Contexts Literature Review
Control in one’s life in order to achieve valued outcomes or meet one’s goals (e.g., success, wellbeing): The key indicators of empowerment (a) believe that change is possible (response efficacy), (b) believe that one can make or contribute to change (self-efficacy), and (c) can identify and seize opportunities to change and overcome obstacles to change (self-regulation).
Games and Gamification Literature Review
Interventions in health and personal finance increasingly make use of games and gamifications. By now there is a substantial literature on the impact of games and gamification.
Habit Change Literature Review
According to David Neal, Wendy Wood, AND Jeffrey Quinn (2006), habits are “response dispositions that are activated automatically
by the context cues that co-occurred with responses during past performance”. Habits are based on links between cues and responses.
For instance, I walk into the bathroom, and I take my toothbrush; I see a red light, and I stop; etcetera. If cues and responses co-occur
regularly, we form a habit. This is how we can program our system 1--the automatic, intuitive processes in our brain--to do tasks that would be too effortful for our system 2--the conscious, reflective processes in our brain--to keep doing.
VITA Guide: Behavioral Solutions for VITA Tax Providers
Interested in applying behavioral science to help filers improve their financial well-being?
Tax-time is a particularly important opportunity for many people to improve their financial well-being. Tax refunds and credits can provide a little extra breathing room in household budgets, especially for those living paycheck to paycheck.
Download our guide of ready-to-implement solutions.
Chatbots for Diabetes Self-Management: Diabetes coaching at scale
Diabetes affects 29 million people in the United states each year and costs $245 billion to treat. Successful diabetes management requires that patients create new habits around medication adherence and glucose monitoring, dramatically change their diets, and exercise more. Because these changes are so difficult for people to make, fewer than 50% of patients adhere to treatment therapies,1 contributing to the nearly 75,000 diabetes deaths per year.
Common Cents Annual Report 2017
Common Cents, supported by funds from MetLife Foundation, is a financial research lab at Duke University that creates and tests interventions to help low-to-moderate income households increase their financial well-being.
Common Cents leverages research gleaned from behavioral economics to create interventions that lead to positive financial behaviors.
Increasing Vaccination: A Behavioral Science Approach
Vaccine-preventable diseases are still some of the leading causes of death across the world.1,2 Safe and effective vaccines are widely available, but vaccination rates are lower than they should be.
Although only a small percentage of the population is fundamentally opposed to vaccination, lay beliefs about vaccines do contribute to vaccine hesitancy – even if these beliefs are not particularly strong.
M-tiba Annual Report 2017
2017 was another momentous year for M-TIBA - not only did it continue to increase its user base and overall savings, but it was also the year where it got coverage in international mainstream media such as The Guardian or the BBC, and made a strategic move to collaborate with NHIF.
Little Challenges: Aline Holzwarth
Singing pill boxes, gamification, 'pleasant events' and thoughts on the future of digital health with behavioural scientist, Aline Holzwarth.
Rationally Healthy: Overcoming Ourselves To Feel Our Best
Guest: Julie O’Brien (JO), Principal and Behavioral Scientist at the Center for Advanced Hindsight at Duke University
Host: Greg Stielstra (GS), Senior Director of Behavioral Science at Lirio
Summary: Julie O’Brien shares her findings with Lirio. Listen for a brief description of social proof and learn how behavioral science can be applied in real life to help people make healthier decisions—from vaccinations to dieting and beyond.
3 Psychological Tricks to Help You Save Money
We all want to save more money. Here's how to painlessly make the commitment and spend less.
Maura discusses how behavioral science can assist and motivate people to save more and improve their overall financial health and well-being.
HOW MUCH MONEY WILL YOU REALLY NEED IN RETIREMENT?
HOW MUCH MONEY WILL YOU REALLY NEED IN RETIREMENT?
The biggest fear many retirees have is running out of money. I’m joined by Aline Holzworth, a Behavioral Scientist at Duke University, who recently co-authored a Wall Street Journal article on her research to help determine the amount of money you may need in retirement. It’s a surprisingly high percentage of the annual income earned during your working years, and a much larger number than is often used as a rule-of-thumb by many planners. I also explain why it’s necessary to go beyond the numbers to live your best life in retirement.
WEEKLY SPECIAL: Behavioral Science with Aline Michelle Holzwarth
We all carry around our devices everywhere, even grandparents, thus we also carry with us the perfect opportunities for health management. With mobile devices in the right place, behavioral science can help make sure interventions are reaching us at the right times.
Our guest on Radio Sputnik’s Weekly Special is Aline Michelle Holzwarth, MBA, Fuqua Class of 2015, Principal, Center for Advanced Hindsight. Aline is an applied behavioral scientist, primarily focusing on digital health research and scientifically informed product design. She is head of behavioral science at Pattern Health, an evidence-based connected care platform that leverages behavioral science to help patients stick to their care plans.